Terms of Service - Universal Business Solutions

Terms of Service

Effective Date: March 26, 2026

1. Acceptance of Terms

Welcome to Universal Business Solutions ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, services, applications, and tools (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you may not use the Services.

Universal Business Solutions reserves the right to update or modify these Terms at any time. Changes become effective upon posting. Continued use of the Services constitutes acceptance of the revised Terms.

2. Description of Services

Universal Business Solutions provides business consulting, digital solutions, payment-related services, and other operational support services as described on our website.

3. User Obligations

You agree to use the Services only for lawful purposes and in compliance with all applicable local, state, federal, and international laws and regulations.

  • You must provide accurate and complete information when submitting forms or registering for services.
  • You are responsible for maintaining the confidentiality of any account credentials.
  • You are responsible for all activities conducted under your account.
  • You must not use the Services for illegal, fraudulent, or unauthorized purposes.

4. Fees and Payments

Any applicable fees will be disclosed prior to engagement or during onboarding. Cadwell Business Services reserves the right to modify pricing with reasonable notice. Where applicable, you authorize the deduction of service fees from processed transactions.

5. Intellectual Property

All intellectual property associated with the Services, including but not limited to software, branding, trademarks, designs, and content, is owned by Cadwell Business Services or its licensors. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Services strictly in accordance with these Terms.

6. Limitation of Liability

To the maximum extent permitted by law, Cadwell Business Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Services.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Oregon, United States, without regard to its conflict of law principles.

8. Contact Information

If you have questions regarding these Terms, please contact us at:

Business Name:Universal Business Solutions
Address: 5053 Orchid Bend,VA,Charlottesville,United States,22911
Email:[email protected]
Phone: 434 227 9035